Concierge Financial Services
Empowering you to make your financial dreams come true in the Santa Cruz Mountains.
Our Financial Services Offerings
Carpe Diem Financial is a comprehensive financial services firm located in Ben Lomond, CA.
Choose the option below that best fits your goals.
Financial Life Planning
Helping you realize dreams with empathetic listening, wisely diversified investing, and solid financial architecture.
Tax Preparation
Helping you save taxes with expert preparation, shrewd representation, and CFP tax planning.
Mortgage Brokerage
Helping you finance the home of your dreams with a mortgage, while a CFP guides you through your financial plan.
What our clients are saying
Posted on Google
Tina BestTrustindex verifies that the original source of the review is Google.
Robert was referred to me by my dad‘s business tax preparer to do the tax return for his trust and his final return, estate taxes was not something that they did but they highly recommended Robert. He has been a huge help to me and relieve me of a lot of concerns about getting all of my paperwork and taxes done especially in the emotional time after my dad‘s death. He does all of my taxes now, business and personal. He is always very patient and kind and he does a great job.Posted on Google
Hugh ChalmersHe is right on saved me$$$$Posted on Google
Leah ErezRobert Arne of Carpe Diem did a wonderful job on my taxes. He found money I'd been paying that I didn't need to pay! Highly recommended.Posted on Google
Gordon RudyRobert has been a lifesaver for us. We started using his services for tax preparation a couple years ago, and immediatley learned we had deductions that were not being exercised by our previous tax preparer. Robert saved us thousands and helped guide us to better tax strategies. Which leads us to finanical planning, Robert has helped guide us towards smart and manageable practices throughout the year. His insight is priceless and he is always available for us to discuss tax business matters when we need him. What a joy to work with him, Thanks Robert ! Gordon and Roni.Posted on Google
Lisa RuilisonI am indebted to Robert for helping me secure a bridge loan to purchase my new home. I am sure I could not have gotten one without his assistance. Thank you Robert!Posted on Google
David AdamsRobert has been a great help for us and our finances. When we lost our tax preparer, we found Robert and he has been filing our taxes for 2 years already. He is incredibly knowledgeable and brings tax a finance knowledge down to a level I can understand. We have been so happy with Robert on our taxes that we also began talking about financial planning. It has been a great experience and we are on our track to improving our future!Posted on Google
Megan Alisago- cabrilloRobert is a very kind & consciences man. I sincerely appreciate the time he takes with me when i show up with my shoebox of receipts lol. He's is willing to discuss all the details and make sure everything is done correctly. He is very knowledgeable and precise. I genuinely recommend him for your tax and accounting needs.Posted on Google
Oliver JonesDedicated, responsive, effectivePosted on Google
alan laverRobert helped me with a complex tax return , involving several LLCs, crypto, and deductions. He is always available and explains complex details in a way that you can understand. I highly recommend his servicesPosted on Google
Seth MastersonRobert is an honest accountant who has been preparing my taxes for many years, he is very individually client focused unlike the bigger firms and he never wants me to pay the government more than I have to, only what I need to. Very knowledgeable about the tax structure and good for financial advice as well.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Posted on Yelp
Emil M.24 August 2026Verified
Robert was very nice and professional, i have not done business with him yet but he seems to be honest . i would recommend himPosted on Yelp
Bob D.22 February 2026Verified
We are a retired couple with a duplex in Boulder Creek. I haven't done our taxes in a few years and the wife finally pushed me to call carpe diem. The gentleman there is very nice, but we didn't feel he took the time to understand who we were and where we were coming from. He chatted with my wife for some time, but mostly talked about himself. He made some assumptions about how we wanted to handle the duplex, which were wrong. He seemed to think we were much wealthier than we actually are. At some point he apparently triggered some deep feelings she had, but he did not seem to notice it care. She cried all the way home. After we got home, we consulted AI. It turns out that we needed a different kind of tax person, if we even need one at all. AI was able to put us on the right track. Thank you, Gemini . That's about it. I don't like confrontations so I am still in contact with this man, but the wife says just pay him for the visit and cut our losses.Posted on Yelp
Toni C.12 February 2026Robert Arne, owner of Carpe Diem, prepared our tax returns for the first time this year. He was recommended by a friend whose tax he has done for several years. We were very happy with the service Robert provided and will definitely use his service again. We got an appointment right away and he completed our returns and filed them electronically within a few days. He was thorough in asking for all of our information so that we didn't miss any possible deductions. The entire process start to finish was the most painless tax prep experience I've had in years. His price, I feel, was very fair. Our return is about medium in terms of complicated, with a few rental properties and to be honest he could have used that to bump his price. He didn't do that. I don't know Robert yet but I have the feeling he is above board and honest in his financial dealings, just had the impression he isn't someone who gets every penny he can in an exchange. His office is in his home and his home is on a remote road in the Santa Cruz mountains. We only needed to make one trip there as he was very willing to do everything electronically after the initial visit to meet each other.Posted on Yelp
Christine B.30 September 2025My lifelong accountant passed away a couple of years ago leaving me with no one to turn to for tax preparation. I tried a couple of local accountants, but was not satisfied with their work. A friend recommended Robert and I called him immediately because I had a very stressful IRS situation that needed immediate attention. It involved purchasing bitcoin in 2021 and then selling it in 2022 when the bitcoin market collapsed. The company I was dealing with back then went out of business so no records were available. Robert was able to talk me through how to find the documents needed and then put everything together to file the amended return the IRS was requesting. I couldn't be more satisfied with his professional manner and performance. I will definitely continue to use his service in the future.Posted on Yelp
Leah E.16 August 2025Robert has been so helpful to me. When I needed help with estimating my taxes he first told me what to do and then, when I was still confused, he had me visit with him again and he actually did the work for me, without asking any extra fee. It's wonderful to have a tax person who is so caring and so helpful.Posted on Yelp
Christopher H.23 July 2025I started working with Robert this last tax season. First of all, he's a very bright and interesting person, and it is easy to see after talking with him for a bit that he really knows tax law and procedures. He was timely, and had no problems understanding my situation of the many businesses I have and income sources, and what deductions would best fit for my case. I would highly recommend Robert for your tax and accounting needs!Posted on Yelp
Todd V.21 July 2025Robert is both creative and honest and that's exactly what you need and someone helping you with your money .Posted on Yelp
Alex K.17 June 2025Robert Arne is an exceptional professional, and a pleasure to know. He is diligent and timely, careful and thoughtful. In addition to keeping books and preparing tax returns to a high standard, he also contributes high quality articles to the local newspapers which do much to advance the understanding of his neighbors to a broad range of financial matters. He is also a very nice man, well read and charming. A gentleman. I recommend him highly.Posted on Yelp
Sylvia G.17 June 2025Robert helped me file my self-employment tax return a couple years ago when I was starting out as a musician. He was a tremendous help and source of knowledge, and readily helped file supplemental forms when the IRS asked (I was at a loss trying to understand the IRS's complicated verbiage). If you're considering a financial advisor, tax preparer, or mortgage broker, go with Robert before he gets fully booked with clients!Posted on Yelpchris g.14 June 2025I was recommended to Robert by a good friend and I'm overjoyed that I made the switch to Carpe Diem tax services. The quality of service and professional exceeded my expectations. Robert answered all my questions and concerns and made me feel comfortable and up to speed. I have a 990 tax filling which is quite complicated and Robert was impeccably qualified to handle all aspects of this filling. This is my tax service from now on...thank you Robert!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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